Most Kiwis wants to get the maximum out of their money, and that’s why it is no surprise to us that many BestBettingCasinos.com readers are interested in the highest paying online casinos in New Zealand. If you are looking for a new online casino then there are several things to consider in my opinion.

First off all it is important to understand what the overall RTP of the casino is. This gives you an understanding of how much money is returned to their players.

A second thing which is think is important is that the casino you join is 100% trustworthy and capable of paying out any amount of money you possibly could win. It shouldn’t be an issue for a casino operator to pay out a massive win or a jackpot win in any case.

Finally, an NZ online casino should only offer casino games of which the software has been fully tested. Only when casino software has been tested by third-party organisations such as GLI and iTechLabs, you can be sure the payout is fair.

In the overview below you will find a selection of the best NZ online casinos that combine high payouts with an overall great experience. These casino operators are specially selected by our New Zealand casino team. Join any of these operators to enjoy the highest payout percentages, the most reliable software, and quick and secure withdrawals.

🌟 Best Highest Paying Online Casinos in New Zealand 🌟

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💰 Online Casino Payouts (RTP’s)

While doing some research for this article I have found many online casino sites in New Zealand quoting certain RTP’s for certain online casinos. In my opinion this is pure nonsense, and I will explain why.

All casino games come out of the box with a certain RTP. The RTP, return to player rate, shows you how much money a certain game returns on average.

When a slot game for examples has a 95% RTP it is designed to give back 95% of the wagers that have been placed on the game. During a large scale test the slot game should roughly return NZ$950.000 after a total of NZ$1.000.000 is wagered. How this amount of money is returned to the player depends on the volatility of the game. Some games pay out often, but small prizes. Other games pay very rarely, but they are often bigger wins.

Although some slot games come with a 95% RTP, you also have slot games with a RTP of 92% ranging up to 97%. On top of this you have other game types which even offer RTP’s up to 99%. Because of this you cannot really tell what the RTP of a certain online casino is. The only reason why you could state that a casino is a high paying online casino is the fact they offer high RTP games and pay out a lot of money to their players because they got lucky while playing!

🎲 Online Casino games with the highest payouts

Players who are looking for the best odds of winning money should play casino games with the highest payout rates in my opinion. The higher the RTP of a game, the bigger the chance of walking away with a profit. Although this is the case you will still need luck on side since the house always has an edge. Below I will highlight what games you should play when while playing at the best highest paying online casinos in New Zealand.

Baccarat – Enjoy a RTP up to 98,94%

During a game of Baccarat, you can bet on the player, banker, or a tie. After the betting phase has been ended the dealer will draw cards for the player and dealer box. The one to get the closest to 9 will win the round. When both parties finish on the same amount it will be a tie. Important to know is that all faces, and tens, are worth zero while playing Baccarat.

While playing Baccarat betting on the bankers box you will enjoy a 1.36% edge over the casino. While betting on the player the casino will enjoy a 1.36% edge over the player. This makes betting on the banker’s box the highest paying option, right? Well, to prevent giving away the edge to the player most casinos will impose a 5% tax on banker bets. This will leave you with a 98,94% RTP over a 98,64% RTP while betting on the player.

Betting on a tie offers you the lowest RTP, only 85,56%. Because of this I won’t recommend betting on this option. The overall RTP of a game of (online) Baccarat is 98,76%.

Blackjack – Payouts up to 99,96%

Blackjack is a classic table game which almost everyone knows. The goal of Blackjack is to draw cards from the dealer and get as close towards 21 as possible. Depending on your first cards you can decide to draw cards, stand or double up. By using the Blackjack basic strategy card, you can easily learn how to play this game in the theoretical best way. By playing using the basic strategy chart you can optimize your odds of winning and get the highest chance of many payouts.

Since Blackjack is a very old game it is available in a lot of variations. What variation you play will have an impact on the RTP of the game. Although this is the case any variant of Blackjack has a high RTP, ranging from 99,22% up to 99,96%.

Roulette – RTP up to 98,65%

Placing bets on numbers and letting the ball spin in the wheel. Who doesn’t love to play Roulette? The RTP of a game of Roulette depends on the variant you are playing.

When you are playing a normal game of European Roulette then you will enjoy a wheel with 37 pockets. This includes only one zero and the number 1 to 36. While betting the house will have an edge on even-money bets because of the zero. With this setup the theoretical RTP of the game is 97,30%.

The French Roulette variant also comes with a 97,30% RTP, but a special rule during the game raises your RTP up to 98,65%. The ‘’en prison’’ or ‘’la partage’’ rules are both in favour of the player. When the ‘’in prison’’ rule is active you will enjoy a free respin when the ball lands on zero. All bets will stay on the table and the ball will be rolled again.

If the ‘’la partage’’ rule is active you won’t get a free respin, but half of your wagers will be returned.

A last Roulette variant is the American Roulette. The wheel of American Roulette will contain 38 pockets. Next to the number 1 to 36 and a zero, a second double zero is added. Just like during the European Roulette the house will have an edge on even-money bets. The RTP of this Roulette variant is only 94,76% and that’s I would always prefer to play any of the other Roulette variants.

Slots – Low, normal and high RTP games

The game type with the most variants are of course slots. Basically, every casino slot has its own RTP. Slot RTP’s in land-based casino used to be around 85% up to 90%, but online you can expect much higher RTP’s. Nowadays slots with a 92% up to 94% RTP are considered low RTP slots. Slots with a ‘’normal’’ RTP now have an RTP around 95% or 96%. High RTP slots are considered slots with an RTP over 97%. Below I will show some popular slot games with their RTP’s.

Please mind that some slot games can even have different RTP’s at different online casino operators. One game provider that allows casino operators to change the RTP’s is Play’n Go. With the RTP settings operators can change the RTP from a normal level to a lower level. If you are in doubt what RTP the game is running on you should open the game information. The active RTP of the game is always shown in the game info tab. In my opinion it is very important to check the RTP setttings since some operators are known for dropping the RTP to 87% or even lower. This will certain remove them from our list of highest paying online casinos since it is simply almost impossible to walk away with a profit while playing on 87% RTP slots.

Another game providers which we are aware of allowing operators to lower the RTP of games is Pragmatic Play. By lowering the RTP the casino increases their edge which means more profit. For you as a player this is definitely not good since it lowers your chance of winning money.

”The Highest Paying Online Casinos will offer you the best odds on slots. The higher the RTP’s on the game the bigger the chance you walk away with a profit!”

🧪 Online Casino Payout Testing

While playing your favourite online casino games you of course want to be sure the game pays fair and according to the game rules. To ensure casino games pay random prizes and fair amounts software developers rely on random number generators. But how does this work?

A random number generator (RNG) is basically a complex software program which makes up random numbers. These random numbers determine the outcome of a game. Each time you for example spin a slot the RNG will determine whether it is a winning spin or a losing one. If you win the RNG also gives the outcome, meaning the amount you win.

Each spin you do will be a random unique event based on the RNG. The RNG will randomly decide if you lose, win a bit, or win big. The RNG software runs separate from the casino software which ensures the casino cannot change the outcome. Nobody will know the outcome of a spin, and nobody can predict it since it is 100% random.

Although RNG software is developed accurately it is still important it is tested. Only by testing the RNG software the actual RTP of a game can be verified. Within the iGaming industry there are several third-party companies which test casino software. A few of the biggest names are GLI and iTechLabs.

At most high paying online casinos, you can also find documentation about the RNG and RTP testing. In this documentation you can read that the software has been proven fair and random. This can give you more trust in the casino you play at.

🔐 Trustworthy – Top Paying Casinos should be 100% fair and secure

When joining a top paying casino, you should be 100% convinced that the casino is fair, secure, and capable of paying you. You of course don’t want to stress after requestioning a withdrawal that you will get your money safely as supposed.

To ensure all casinos on our site are safe and fair we check various things. All casinos on our site have been checked for the following:

1. Offering service over a secured connection (SSL).
2. Having a positive track record for making payments to players, affiliates, and other parties.
3. Allowing players to make secure deposit using a third-party payment solution.
4. Having an active license at the MGA, UKGC, or at least a Curacao gaming license in combination with a good online reputation.
5. Offering software that have been tested by independent third-party testing agencies.

Because of these checks you can be ensured all high paying online casinos on our site are safe to use.

🙋Online Casinos Payout FAQs

”What is meant with the RTP of a game?”

The RTP, or return to player rate, gives you an idea of how much money a game returns from all bets wagered. When a game has an RTP of 94% it will return NZ$94 of every NZ$100 wagered on average. The other 6% or NZ$6 is the house edge.

”What is a decent payout rate?”

Personally, I would not play games with a payout rate below 93%. Games with a RTP of 94% or 95% are still quite low but I will play them if I like the game. Games with an RTP of 96% or more are considered good paying games.

”How much will the RTP effect my gameplay?”

Although I recommend playing games with a high RTP it still doesn’t guarantee anything. In the end gambling all comes down to luck. While playing a fairly low paying game you can still hit big wins. On the other hand you can also drain your balance within minutes although a game has a high RTP. You will always need luck to make money while gambling.

”What does the volatility level of a game mean?”

How volatile a game is gives you an idea how the game pays out the money it returns. Games with a low volatility level pay out often, but lower prizes. Starburst is for example a good example of a low variance or a low volatility game. An good example of a high variance of high volatility game is Dead or Alive. This game doesn’t pay often, but when it does it can pay massive prizes.

”What is RNG software?”

The payout of casino games is based on RNG (random number generator) software. This software creates random numbers which determine the outcome of every spin you do. RNG software is always tested by third-party companies to ensure the payout of a game is correct.