Most online casinos on our site require you to register an account before playing with real money. While many players don’t mind, we understand if you’re hesitant to share personal information with an unknown casino. For any of you we have an excellent solution: insert Pay n Play casinos.

Pay n Play casinos let you play without registration. You can start playing immediately after making a deposit using your bank account.

In this guide, I’ll explain how Pay n Play casinos work. I’ll also share a few reliable Pay n Play casinos with you. Plus, we’ve arranged some nice bonuses and rewards which you can pick up while testing some of these reliable brands.

Overview – trustworthy online casinos which have integrated Pay n Play

Before diving into Pay n Play, here’s a list of reliable online casinos offering Pay n Play in one or more countries.

We review all casinos before adding them to our website. We only include casinos that are trustworthy and have a good reputation. Later on this page, I’ll explain how we review the best Pay n Play casinos.

The casinos listed below meet the following criteria:

• Pay n Play is available in one or more countries.
• The casino is reliable and safe.
• Payments are processed through a secure method (Trustly).
• The casino offers games from regulated providers.
• Customer support is available 24/7 via live chat.
• The casino holds a valid gaming license.

CASINO	REVIEW	BONUS	RATING	COUNTRIES	PLAY
	Lucky Casino	€25 Risk Free		DE, FI, SV, AT, NL
	GoSlotty	100% Up to €300		DE, NL, FI
	Nitro Casino	Daily Rewards		DE, NL, FI
	Turbo Vegas	100% Up to €300 10% Cashback		DE, NL, FI
	Casino Cruise	55 Free Spins 100% Bonus		FI

What is a Pay n Play casino?

At a Pay n Play online casino, you can play with real money without registering an account. Recent stats show that 2 out of 4 registrations at online casinos are not completed. This means that casinos with a registration process lose 50% of potential players before they even open an account.

Pay n Play casinos solve this problem. You can open a Pay n Play casino, make a deposit, and start playing immediately.

These casinos use your BankID to remember you. BankID is used to log in and verify your age and location. Within seconds, you are ready to play online casino games with real money. No need to share personal details or upload documents when requesting a withdrawal.

All deposits and withdrawals at a Pay n Play casino are instant. You can start playing within seconds. When you finish playing, you receive the money in your bank account within seconds. Most Pay n Play casinos use Trustly to handle payments and withdrawals.

How does Pay n Play work?

Pay n Play is developed by Trustly. And it is a combination of a few separate tools from Trustly and the casino.

This is how Pay n play works on the background and on the website of the casino:

1. Deposit – You deposit money directly from your own bank account
2. Know Your Customer (KYC) information – Casino creates an account for you based on your BankID. The casino also verify you based on your bank account
3. Cash out or withdraw – You receive your money on your bank account instantly with Trustly. Even when you leave the money at the casino and you comeback later.

This new apprach to online casino accounts has become very popular.

How to get started – 8 easy steps

Pay n Play is active since 2018. And it is only available at a few online casinos. Existing casinos did not make the switch to Pay n Play yet. But a lot of new casinos decide to start with Pay n Play directly when they open their casino. In this paragraph I explain you how Pay n Play works for you as a player.

Here’s how it works when you start playing:

1. Open a Pay n Play casino on our website
2. Click on the play now or deposit button
3. Select your country and bank
4. Make a deposit
5. finish the deposit (now you have verified yourself)
6. Start playing your favorite games
7. Click on withdraw when you want to stop playing or when you want to cash out some winnings
8. Within a few seconds you receive your money on your bank account (same as you used for your deposit)

In what countries can I play without registering an account?

Casinos with Pay n Play (also known as no account casinos) are not available in all countries. They are only available in countries with instant payment methods which are connected to Trustly. At the moment you can play without opening an account when you live in one of the following countries:

• Germany
• Finland
• Sweden

A few facts about this type of casinos

• Available for residents in Sweden, Finland, and Germany.
• No account needed (no registration form).
• You login and verify your identity with BankID when you make a first deposit.
• All payments and withdrawals are instant.
• You don’t have to verify your account with documents.
• Pay n Play casinos are 100% safe.
• Payments and withdrawals are processed by Trustly (reliable payment solution).

Recommended gambling sites that feature Pay n Play

In the table at the top of this page, you’ll find several reliable Pay n Play casinos. This section provides more information about the casinos listed there. You’ll also find important details about the available bonuses.

For detailed information about any casino listed, click on its review page. Our reviews cover everything you need to know before playing at the casino.

Currently, we recommend the following Pay n Play casinos:

• GoSlotty
• Lucky Casino
• Turbo Vegas
• Nitro Casino
• Ultra Casino

GoSlotty – join now for a 100% bonus up €300

GoSlotty is an amazing Pay n Play casino operated by Max Affiliates. Max also runned Slotty Vegas Casino, which sadly closed a few months ago. It is a well-known company with a very good reputation. GoSlotty is their first full Pay n Play casino. Players from Finland, Germany and The Netherlands can use Pay n Play at GoSlotty Casino.

At GoSlotty you can start playing with a minimum deposit of €10. This is great because most other Pay n Play casinos have a minimum deposit of €20. When you make a first deposit with Trustly you receive 100% bonus from GoSlotty. The casino doubles your deposit amount up to a maximum of €300.

Because GoSlotty is a Pay n Play casino you don’t have to register an account. You can start playing after you made a deposit. And when you want to stop playing you can take a break or withdraw your funds to your bank account. With Trustly you receive your money instantly.

Play over 1.000 casino games on your desktop, tablet or mobile phone at GoSlotty. Every game at the casino is developed by a regulated game provider. GoSlotty can’t manipulate the outcome of the games.

While you are playing you can join tournaments or you can earn loyalty points. You can win rewards while you are playing your favorite games. At GoSlotty you can earn free spins, free play money and real gifts.

If you have a question or an issue at this Pay n Play casino you can contact customer support. Customer support is available 24 hours a day and 7 days a week. Support is available in English, German and Finnish.

We recommend GoSlotty because it is among the best Pay n Play casinos available on the internet.

Available in:

• Germany
• Finland

A few reasons why GoSlotty is one of our favorite casinos

• Minimum deposit only €10
• Pay n Play is available in big countries like Finland, Germany and the Netherlands
• No transaction fees
• Receive 100% cashflow bonus when you start playing
• Earn points while you are playing
• Tournaments available in all countries
• Live Casino and jackpot games available
• GoSlotty is available on: desktop, smartphone, tablet and smart tv
• 24/7 Live customer support available

Lucky Casino – double up or get your money back

At Lucky Casino you can Pay n Play when you live in Germany, Finland, Sweden, and Austria. Lucky Casino is founded in 2015 and has a valid gaming license in Malta. This online casino is one of the best Pay n Play casinos we played at. It has a great design and their mobile casino is amazing. You can play over 1.700 games when you want to play on a smartphone or tablet. All games are developed by regulated game providers and are all designed for use on a mobile phone. At Lucky Casino you can not only play casino games. You can also bet on sports. There are not a lot of Pay n play casinos that offer sports betting.

New players at Lucky Casino receive an interesting bonus. When you deposit €25 you can play all the available games. And when you are unlucky you receive your money back. If you don’t double your money within 24 hours you receive your money back from the casino. this is a perfect bonus when you are unlucky. And when you are lucky to double your deposit amount you can withdraw it instantly because you don’t have to wager at Lucky Casino.

If you have a question or when a problem occurs while playing you can contact live customer support. The average waiting time at Lucky Casino is below 2 minutes. That means you can start a chat with a customer support employee within 2 minutes. Most problems or questions are resolved within 5 minutes. You can continue playing while you chat with an employee.

Available in:

• Germany
• Finland
• Sweden
• Austria

Why we recommend Lucky Casino

• Over 1700 games available
• Pay n Play available in Germany, Finland, Sweden, Austria and the Netherlands
• Instant payments and withdrawals
• Double your money or get your money back
• No wagering on the Lucky Casino welcome bonus
• Sports betting available at Lucky Casino
• Live Casino games available in all countries
• All games are available on tablet and mobile phone
• 24/7 Live customer support available

TurboVegas – 100% bonus up to €300 + 10% cashback

In June 2020 a new Pay n Play casino opened her doors. This casino has one focus. It wants to be the fastest online casino. Super-fast website, speedy loading times, Turbo-fast payouts and instant customer support. this casino listens to the name TurboVegas.

At Turbovegas you can play over 1.000 online casino games. You can start playing within a few minutes from now because TurboVegas offers Turbo-fast Pay n Play options. When you open the casino you can make an instant deposit. On top of that the casino doubles your first deposit amount up to a maximum of €300.

You don’t have to register an account at TurboVegas. And with the TurboVegas bonus you can double your budget and play twice as many games as you are used to. TurboVegas also gives you weekly cashback on all your loses. When you have an unlucky week you receive 10% cashback on the money you lost. You can use the money at the casino or you can instantly withdraw it to your bank account.

TurboVegas offers Pay n Play in multiple countries and you can play Slots, Table games and live casino games on your smartphone or tablet. We personally love Turbo Vegas because it says what it does and it does what they say. They offer a super-fast online casino with some of the best games. When you stop playing you receive your money on your bank account within a few minutes.

Minimum deposit at TurboVegas is €20 in all countries.

TurboVegas offers Pay n Play in:

• Germany
• Finland
• Sweden

A few reasons why we play at Turbo Vegas

• Turbo-fast payments and withdrawals
• Casino is available in Netherlands, Germany, Finland and Sweden
• Winnings are deposited on your bank account within a few minutes
• Receive 10% weekly cashback
• Double your first deposit up to a maximum of €300
• Minimum deposit €20
• Live Casino and Progresive jackpot games available
• Win rewards, vacations, loyalty points and real money while you are playing
• 24/7 Live customer support available in multiple languages

Nitro Casino – receive several daily bonuses

In August 2020 we added a brand new Pay n play casino to our portfolio. Nitro Casino is a state of the art online casino with a perfect Pay n Play solution in Finland, Germany and the Netherlands. When you start playing at Nitro Casino you will be rewarded will you are playing. New players don’t receive a deposit bonus on the first day. When you make a first deposit you will be rewarded on the days after you started playing. You receive daily rewards from Nitro Casino. Nitro Casino rewards new players with free spins, free play money and cashback.

It doesn’t matter if you win or lose at Nitro Casino you receive rewards every day. When you play at Nitro Casino an interesting email with free bonuses can pop up every day, week or month. It doesn’t matter if you play with high or low stakes. Nitro rewards every player.

At Nitro Casino you can play over 2.000 games when you use Pay n Play. All games are available on desktop, tablet and smartphone. There are also over 100 live dealer games available at Nitro Casino. Pay n Play is also available on Tablets and smartphone.

If you have an issue or a question you can use the nitro fast customer support. Professional employees help you with everything.

At Nitro Casino you can use Pay n Play in:

• Germany
• Finland

Nitro Casino is quite popular because of the following reasons:

• Nitro-fast payments and withdrawals
• Casino is available in Netherlands, Germany and Finland
• It doesn’t matter if you win you receive daily rewards at Nitro Casino
• Players receive cashback while playing
• Pay n Play available on tablet and smartphone
• Minimum deposit €10
• Weekly cash explosions available
• Play in multiple languages
• Super-fast customer support (average response time within 1 minute)

UltraCasino

Are you looking for a Ultra-fast online casino experience? No registration, fast deposits and super-fast withdrawals? In that case we recommend you to try Ultra Casino. Ultra Casino is, in my opinion, one of the best Pay n Play casinos in 2020. You can play over 2.000 games on your mobile, desktop and smart tv when you play at Ultra Casino. All games are developed by regulated game providers.

New players at Ultra Casino don’t receive a welcome bonus. They do receive daily bonuses after they made their first deposit. A welcome bonus is interesting but the bonuses at Ultra Casino are better. After you started playing at Ultra Casino you receive a daily free spin. With this spin you can win an unlimited amount of money. On top of that you receive daily bonuses to reload your account and try free spins on popular games.

Pay n Play at Ultra Casino

• Countries – Finland, Germany
• Online Since – October 2020
• Bonus – no 1st deposit bonus available. But daily bonuses and free spins after you made a first deposit.

Everything you need to know about Ultra Casino

• Pay n Play available in populair countries like Finland and Germany
• Over 2.000 games available in every country
• Minimum deposit is €20
• Receive daily free spins after you made a real money deposit
• Ultra Fast payments and withdrawals
• Ultra Casino is available on all devices with an internet connection
• 24/7 Customer support in English, Finnish and German

How we review Pay n Play Casinos

Since 2019 more and more Pay n Play casinos are popping up on the internet. The majority of these casinos are reliable and save. But there are always a few casinos you should avoid. You could do some research or test a few casinos. This is a risk because you could end up playing with real money at an unreliable online casino. Or you could play at one of the Best Pay n Play Casinos on our website. We did all the research for you and we added reliable and trustworthy casinos to our website (in the table on top of this page).

But can you trust us and the opinion of our team? That is up to you. But let me show you how we test Pay n Play casinos and on which criteria we review them.

Before we add a casino to our list of reliable Pay n play casinos we test and review it on the following criteria:

1. Valid Gaming license
2. Secured website and payment methods
3. Reliable Games and Software
4. Fair bonuses
5. Live Chat customer support

As you can see we test a casino on a few important criteria. We do this all the time (we review 10+ online casinos a week) and that is why we know a few easy tricks to test a casino on reliability and security.

In the paragraps below I give you a short summary how we test each criteria in the list above.

Valid Gaming license

A company can start an online casino if they want. But before a company can starts an online casino it needs a valid gaming license. Of course there are casinos without a valid gaming license. We recommend you to avoid them because you have no chance of winning money at those unlicensed Pay n Play casinos. When a company wants to open a Pay n Play casino it needs to have one of the following licenses.

• MGA (Malta Gaming Authority)
• Curacao (Antillephone N.V)

If you want to double check if a casino has a valid license you can scroll to the footer of the casino website. A fully licensed casino should have a logo of the Antillephone or MGA commission with a link to their active license. When you click on the logo of the gaming commission you can see the status of the casino license. Don’t play at a Pay n Play casino with an inactive of invalid license.

Secure website and payments

The internet is dangerous when you don’t look at security. There are criminals looking for unsecured websites and payment methods. When a casino doesn’t have a secured website or when they use unsecured payment methods you risk losing your data or financial information. We always check if a casino has a secured data connection before we transfer money or share personal data. At Pay n Play casinos it is important that the casino has a partnership with a reliable Pay n Play payment company. Pay n Play is developed by Trustly so we only trust casinos that use Trustly at their Pay n Play casinos.

Reliable games and software

Pay n Play casinos are fun when they have a portfolio of reliable casino games. Reliable games and a reliable software platform are very important. There are online casinos that develop their own games. Online casinos can manipulate the outcome of those games because they run them on their own server. We recommend you to play at the best Pay n Play casinos with games developed by regulated third party companies. Online Casinos are not able to manipulate the outcome of these games. That means these games are fair and reliable. You can play these games and win real money.

Popular game providers at our favorite Pay n Play casinos are:

• NetEnt
• Play ‘n Go
• ELK Studios
• Push Gaming
• Evolution Gaming

Software is also very important. An online casino can create a custom made casino or they can use White label software. We recommend our visitors to play at casinos with White label software. White label software is saver than custom made software. White label companies have one focus. They want to deliver a good software solution for their clients. It is their expertise and they know how to built a safe and reliable online casino. All Pay n Play casinos on our website are operated on white label software.

Fair Bonuses

At online casinos you normally receive a bonus when you start playing. Pay n Play casinos can also offer you a bonus. A few of them give you a bonus and others don’t. It is up to you if you want to try a casino with a bonus or not. When you accept a bonus you have to know that there are always a few bonus terms and conditions. Some casinos have unacceptable bonus terms. It is impossible to release a bonus when the terms and conditions are unacceptable.

We do the bonus research for you. When a Pay n Play casino offers unacceptable bonus terms we don’t add the casino to this page. We do add the casino when it does not offer a bonus because we have a lot of visitors who prefer to play at casinos without using a bonus.

If you fancy a no deposit bonus I recommend you to avoid Pay n Play casinos because they don’t offer no deposit bonus. When you want to collect a no deposit bonus you always have to open an account at an online casino.

Live Chat customer support

When you have a question at a land-based casino you ask an employee. But how do you solve an issue at an online casino? The majority of online casinos has a customer support desk. You can send them an email or you can call them. For me personally it is not ideal when you have to send an email or call in a different language. That is why Pay n Play casinos offer live chat. Live chat is the perfect way to contact customer support. You can open a live chat screen on your smartphone, tablet or desktop. A friendly employee starts a chat with you and you can ask him or her everything.

The average response time at Pay n Play casinos is between 2 and 3 minutes. that means you can type your question directly and you receive an answer within 3 minutes. Isn’t that easy?

We only add casinos to our list of Best Pay n Play casinos when the casino has live chat available.

Do you really have no account at these type of casinos?

All Pay ‘n Play casinos advertise with terms like “no account needed”, “no account casino”, “deposit and play”. But is this realy true? No it isn’t. When you play at a Pay ‘n play casino you always have an account. But the registration process is easier at Pay ‘n Play casinos. You use your BankID to sign up. When you make a payment with your bankID the casino opens an account for you based on your bank account details.

It’s better to call Pay ‘n Play casinos, “casinos without registration” or “fast registration casinos”.

When you use a Pay ‘n play casino you skip the registration process because the casino does it for you. You can still login the next time you open the casino. But you need to login with your bank account. The casino remembers your details based on the bank account you used during the first deposit.

What is the payout percentage at this type of casinos?

The payout percentages at online casinos are very important. A lot of players forget this factor. Not all casinos have the same payout percentages. We call this percentage the Return To Player number (RTP). The RTP is the average percentage that is paid out from the total bet.

When you play at land-based casinos or in arcade rooms this RTP is relative low. The RTP at these locations is low because they have high costs. The average RTP at land-based locations is between 82-88%.

Pay n Play casinos have a higher RTP because they have lower costs and they have a lot more players. When you start playing at Pay and play casinos on our website you have an RTP of 94% or higher.

Organisations like eCOGRA check RTP’s at online casinos. RTP’s at All licensed casinos are tested a few times a year. Casinos can’t change the RTP without communicating it. You find the RTP information on the casino website.

When a casino has a RTP of 98% it means on average they payout 98% of all bets placed. That means they keep 2% of the total bets. When all players on a certain day play for a total of €1.000.000, the casino pays out €980.000 to these players. That means the casino has a profit before costs of €20.000.

Games with the highest RTP

If you want to play games with a high payout percentage we recommend you the following games at a Pay n Play casino.

• Book of Dead (Play ‘n Go) – 96.21% RTP
• Starburst (NetEnt) – 96.10% RTP
• Fishing Frenzy Megaways (Blueprint Gaming) – 96.10% RTP
• Gonzo’s Quest (NetEnt) – 96% RTP

Pay and Play Casinos with highest RTP

1. Mount Gold – Up to 98.57%
2. Lucky Casino – Up to 99.07%
3. Nomini – Up to 99.48%

Responsible gaming – stay in control

Online casinos with Pay n Play all have a valid gaming license. When a casino has a valid license it has to offer a responsible gaming section. Responsible gaming is very important at Pay n play casinos. This section and the responsible gaming tools can help prevent problem gambling and addiction.

When you start playing at a Pay n Play casino you have to deposit money. You can lose money. When you lose more money than you have or when you start chazing your loses you could become a problem gambler. At all Pay n Play casinos on our website you find responsible gambling tools. The following tools are available

• Set limits
• Take a break
• Self-exclusion
• Account closure

In this paragraph I will explain you more about the responsible gambling tools at the best Pay n play casinos on the internet. We recommend our players to have a look at these tools when they feel they are getting lost in their gambling behaviour.

Set limits

In your account you can set limits. You can set time, deposit, wager or loss limits. This tool is a great way to keep online gambling under control. You can set limits per day, week, month or year.

Example

When you have €200 monthly budget for gambling. You can set a €200 deposit limit on a monthly base. When you deposited €200 you are not able to deposit more money after that. When the month ends you can make a new deposit again.

We highly recommend setting these limits when you have a tight budget or when you don’t want to play to often.

Take a break

In your account you can activate a take a break tool. Activate the tool and you are not able to play anymore games for a certain period. You can set a take a break period for an hour, a day, a week, a month or a year. This tool is perfect when you are playing to often and you want to prevent yourself from playing longer.

After the take a break period ends you can play online casino games again.

Self-exclusion

At every Pay n Play casino you can use a so-called self-exclusion tool. With this tool you can exclude yourself from the casino. Your account still exists at the casino but you are not able to login anymore. The casino makes sure you can’t open new accounts or login to your current account.

You can set a certain self-exclusion period. After that period ends you can login again and play games again. The casino will keep an eye on players who start playing again after ending a self-exclusion period.

Account Closure

Every casino that offers Pay n Play has the option to close accounts. Although you don’t have to register an account you still have an account after you made a real money deposit. You can ask the casino to remove this account. After the casino removed the account you won’t receive any bonus emails or notifications anymore. Your account is deleted permanently from the moment you close your account.

Keep notice that you are able to open a new account at most of the Pay n Play casinos on our website.

FAQ